In YNAB 4, once you had a fully funded month-ahead buffer, you could send your paychecks from THIS month to NEXT month’s budget. The main thing we missed was the month ahead feature. Some of the features that we loved about YNAB 4 changed in the new YNAB. Why we were hesitant to change to the new YNAB
Let me tell you why this change has taken so long. If that were the case I would have done this 3 years ago.
#How long is ynab 4 trial full
With the new YNAB, if you’re not already YNABing, I can at least give you a way to check it out ( hooray for a free 34-day trial!).įor full disclosure, if you subscribe to YNAB after clicking on my link and doing a free trial, then I’ll get a free month of YNAB too. While still using YNAB 4, you just had to drool over it (mmmm Fancy Berry Pie!) when I bashfully showed it off. So the #1 reason for switching to the new YNAB is to be on the same platform as YOU. Of course I still recommend YNAB to them, because, well, it’s still YNAB and the methodology is solid, but I’m not able to help people the way I used to. People ask me ALL THE TIME what I use for budgeting. Now, I could have invented a pencil and paper method, told you it was the bestest, and sold you a budget printable, but that’s not how I budget. For the last few years, unless you already had a copy of YNAB 4 (a freezer stocked with fancy berries), you couldn’t conveniently implement anything I was showing you! I love to share practical budgeting tutorials using our actual budget, not just the amounts, but also the tips and tricks that make the budgeting tool itself so nice to use.
Well that’s pretty much what has happened with me and YNAB 4. Sorry guys! My freezer may be full of fancy berries, but you can’t have any. You’re so excited to make your own Fancy Berry Pie, and then I break it to you that you actually can no longer buy fancy berries anywhere. (Yes, I just made that up, but follow my analogy on this one.) I feel like I’m taunting you with pictures of, say, the most delicious “Fancy Berry Pie”. Now that YNAB 4 is not generally available, it doesn’t work as well for me to share our budget with you. I still hear from many of you who became faithful YNABers from my recommendation! Hundreds of you who tried it out back then with a month-long free trialdecided that YNAB 4 would be a good fit for you. Readers like you could see how we actually budget, and get a peek inside how YNAB really works and how we use it. This was all well and good when YNAB 4 was around. As time went on I made videos sharing the screen of our actual budget. When Six Figures Under was new, I shared YNAB budgeting tutorials filled with screenshots of our actual budget. Yes, we made the switch in large part to conform to the modern budgeting world. Let me start by saying the decision wasn’t an easy one. Why we finally switched from YNAB 4 to the new YNAB
Then I’ll share a hack for the new YNAB that helps preserve my favorite YNAB 4 feature. We took them up on that for exactly 3 years! Now we’re making the switch to the new YNAB.įirst I’ll explain our reasons for switching and our reasons for dragging our feet so long. YNAB (the company) understood that parting would be hard so they let us keep using YNAB 4 indefinitely. YNAB 4 was a part of how we handled money in our family and we weren’t ready to part ways when the new online YNAB came along. It was with us through nearly our entire debt-free journey.
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